Dealer Home | DOWC

DOWC® provides a full suite of obligor and administrator services as well as top of the line products, technology, and training. We have the solution for your every need.


At DOWC®, our core philosophy is that dealers should have the freedom to make their own decisions regarding the products they participate in, how they invest their money, and how to handle claims. In an industry where the administrator is often in control of the dealer’s wealth, this is the DOWC® Difference. We exist to support your operational and financial growth.

We bring the business of dealer owned products to dealers on a large-scale platform while providing personalized service and customizable wealth building programs. Our systems deploy the latest state-of-the-art administration technology, advanced selling platforms, and robust reporting. These tools are paired with a field staff with years of experience to deliver all the benefits of a large administrator while allowing for flexibility and innovation, and the opportunity to control and use cash, investments, and F&I products to the dealer’s advantage.

We understand the complexities and challenges of the automotive business. That’s why we’ve made it our mission to promote the sale of wealth-building products that increase the dealer’s revenue, rather than line the pockets of a corporate administrator.

What Dealers Are Saying About DOWC®

“When a dealer finds out they can control the money that they earn from their product, it really becomes a no brainer.”

“The people that are running DOWC are car people. They have been dealer owners and operators. They know how to put together an optimal program to maximize the cash flow.”

“This business is evolving, this industry is evolving, and DOWC is a great fit for that evolution.”