Lease Wear and Tear

How Much Money are You Leaving on the Table?

The coverage you need

Typically Lease Wear and Tear policies allow for coverage at lease end only and do not allow for mechanical break down coverage. DOWC® has registered its lease bundle product as a service contract in most states, which will allow customers to maintain the wear and tear of their leased vehicle DURING the lease term as opposed to just at lease termination.

Items typically covered by our lease wear and tear bundle include:

  • Mechanical break down protection (leases with longer allowable mileage)
  • Break pad replacement
  • Scratched paint
  • Windshield repair and replacement
  • Upholstery Damage
  • Exterior Dents and Dings

The Dealer Owned Difference


Fully customizable

Private label branding

Coverage lasts the full life of the lease

Dealer Retains all Reserves

Dealer fully owns products

Dealer can utilize claims at lease end

Dealer controls payout as beneficiary

The Other Guys

Coverage with little to no customization

Branding is generic

Coverage begins only at lease end

Customer is the only beneficiary

Most administrators own ancillary product reserves

Claims redeemable upon vehicle return

Vehicle returned to leasing company